Home Insurance 2015

Changes that we expect to see going into 2015

Technological advancements and change has been a slow movement within insurance, with algorithms and statistics being the major factor when pricing home insurance quotes, however technology is slowly catching up.

Telematics are a major truth based improvement with cars but what about homes?

Telematics are already in place and proving successful in cars by pricing an insurance quote based on how the customer actually drives rather than how statistics say he might. Home technology will soon be here in 2015 to monitor appliances such as boilers, radiators, pipe work and electrics to notify the home owner when they are at risk. This will minimise the risk factor from broken main parts of the home causing damage.

We imagine the major appliance agencies will start to roll these technologies out within this year to offer upgrades, maintenance and safety within the home. Consumers will now have a better trust with suppliers, increasing loyalty knowing that their supplier will maintain their appliances and keep them safe.

Technological advancements will see change with statistical dangers.

We believe that technology to actively report on a home will reduce the need to charge for all statistical dangers whilst improving the relationship between the customers and provider.

Convicted home insurance will benefit from this technological advancement as the insurance statistics will not be based on what algorithms think of your house but rather the truth of your home. We specialise in knowing that statistics and stereotypes, whilst over insurers may base their prices upon, are not your entirety when applying for home insurance. We will speak with yourself and your own individual requirements to insure that your home is fully protected, and everything within.

How we can help with home insurance.

Here at convictedhomeinsurance.co.uk we have special relationships with all the leading insurers in this field and have negotiated you the best rates allowing you to find the cheapest insurance if you have a criminal record. Whatever the situation we can help – previous or current criminal convictions, subsided or flooded property, adverse claims record, property in poor state of repair, a previous cancelled policy, unoccupied home, etc.