Non standard home insurance

What is non-standard home insurance and why might you need it? How does it differ from regular home insurance? Answer herein.

Ultimately home insurance is home insurance. It all comes down to the cover you can afford and for what price. What you need to be clear about is whether you are going to the best place for your insurance needs, and ensure they fully understand your requirements. Most mainstream insurers that you find in the phone book, see on TV and get listed on comparison sites are focussed on so-called ‘safe risks’. That is, customers who have few or no claims, a clean record and nothing adverse about their property.

When you receive a quote from such insurers they will tell you there’s nothing they can do, and that their price is simply a result of your unusual requirements. Don’t get misled by this. There are specialists out there who have expertise at insuring unsual risks and will be able to offer you both better tailed cover – such as a lower excess, heightened indemnity limits, etc – and also a more affordable price. So what risks are we talking about? Well if you have a criminal record or convictions, an adverse claims history, a subsided or flooded property, then we can help.

What we do. We know the industry very well and have contacts in place with the leading non-standard home insurers. Get in touch with us by calling us for FREE or leaving your contact details and we’ll do all the hard work for you. We’ll get in touch with our insurers and offer you a variety of flexible insurance options to meet your needs. It’s as simple as that. We are confident you will find our service extremely useful and helpful in finding a  great price for your insurance requirements. So call us today and receive a great deal on your home insurance!